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Get the best HIBOR-based mortgage for your dream home. Calculate repayment with our mortgage calculate and apply online

Buying a “Home Sweet Home” could be a dream in Hong Kong’s market. It will be the most important decision in your life and mortgage monthly repayment will be your biggest expense. For that reason, we have compiled a list of comprehensive mortgages in Hong Kong and a mortgage calculator to make mortgage application easier for you. Once you've made your choice, click on the "Apply Now" button to begin the application process.

Bank & Product Name Prime-Interest Rate Actual Rate Cash Rebate Lock-in Period Apply Now
Low HIBOR Rate High HIBOR Rate High Rate Low Rate
CITIC International
1.80 % 2.10 % 2.30 % 2.00 % Apply Now
China Construction Bank
2.20 % 2.80 % 2.90 % 2.70 % 0.50 % 2 years Apply Now
Bank of Communications
2.00 % 2.20 % 2.40 % 2.20 % 0.30 % 2 years Apply Now
Chong Hing Bank
1.50 % 2.50 % 2.45 % 1.70 % 0.50 % 3 years Apply Now
Wing Hang Bank
1.70 % 1.90 % 0.60 % 3 years Apply Now
Citibank
1.70 % 1.90 % 1.00 % 3 years Apply Now
Wing Lung Bank
2.50 % 2.75 % 2.95 % 2.70 % 0.20 % 3 years Apply Now
Fubon Bank
3.00 % 3.25 % 3.45 % 3.20 % 0.30 % 3 years Apply Now
Bank of East Asia
2.25 % 2.40 % 2.70 % 2.45 % 1.00 % 3 years Apply Now
Standard Chartered
2.75 % 3.25 % 3.45 % 2.95 % 1.00 % 2 years Apply Now
Bank of China
1.95 % 3.15 % 3.35 % 2.05 % 1.00 % 3 years Apply Now
HSBC
2.55 % 2.95 % 3.15 % 2.75 % 1.00 % 3 years Apply Now
HSBC
2.55 % 2.95 % 3.15 % 2.75 % 1.00 % 3 years Apply Now
ANZ Bank
home loan
5.00 % 3.00 % 1.00 % 2.00 % 0.00 % 2 years Apply Now