Compare and find the best credit card in Hong Kong

Have you ever found a better credit card with better benefits after you have just registered one? For your convenience, BestMoney.hk provides a comparison of Hong Kong’s credit cards so you can carefully select the best credit card with no hassle. Once you have made your choice, click “Apply Now” to begin the application process

Bank and Product Name Annual Fee All Features Apply Now
DBS
COMPASS VISA Platinum
HK$ 1,500.00
  • Choose one among four welcome gift choices:
  • 1. Philips Fuzzy Logic Mini Rice Cooker [color: black] [model no: HD3060]
  • 2. Up-to $1,800 COMPASS Dollar Rebate on Designated Merchants
  • 3. Up-to 20% Octopus AAVS top-up service rebate
  • 4. Up-to 6 MCL movie ticket vouchers
  • 1% COMPASS Dollar at designed merchants
Apply Now
DBS
DBS Eminent Card
HK$ 2,000.00
  • Welcome Offer: Cash Rebates up to HK$2,400
  • 30% Off Pacific Coffee Handcrafted Beverages
  • Visa Signature "One for One Culinary Offers"
Apply Now
DBS
DBS Black World MasterCard
HK$ 2,000.00
  • Welcome Offer: 10x DBS$ on local and overseas spending for new customers (HK$1.2 - 1 mile)
  • Non-expiring reward points, no conversion fee for airmiles, 1st year annual fee waiver
  • 5% extra Rewards without limit for designated merchants
Apply Now
DBS
DBS Platinum Credit Card
HK$ 1,500.00
  • Worldwide merchant offers
  • HK$250= 1 HK$ Cash Rebate
  • 3X cash reward on local dining
Apply Now
Hang Seng Bank
Hang Seng Platinum Card
  • HK$0.9/L Cash Rebate on Gasoline
  • HK$250 = HK$1 Cash Rebate on all spending
  • Hotel Dining Privileges
  • 2X Cash Dollars for spending at Caltex Gasoline
  • Merchant Dollars Rewards
  • Cash rebate on Gasoline at Caltex
Apply Now
Hang Seng Bank
Hang Seng Visa/MasterCard
  • HK$250 = HK$1 Cash Rebate on all spending
  • Enjoy year-round discounts of up to 50% at over 4,500 merchant outlets in Hong Kong
  • Merchant Dollars Rewards at 4,500 selected merchants
  • Octopus automatic add value service
Apply Now
Hang Seng Bank
Hang Seng CUP Platinum Card
  • HK$200 = HK$1 Cash Rebate on all spending
  • 5X Cash Dollar for spending in Mainland China
  • 3X Cash Dollar for Overseas Spending
  • Merchant Dollars Rewards at 4,500 selected merchants
Apply Now
HSBC
HSBC Premier MasterCard credit card
  • Perpetual annual fee waiver
  • Worldwide, 24-hour emergency and travel assistance
  • $1 RewardCash to fifteen miles
  • Exclusive worldwide shopping, dining, leisure and entertainment discounts
  • Up to 6x Reward Cash in one of six spending categories
  • Every HK$250 spent = $1 reward
  • Earn RewardCash while paying bills with credit card online bill payment
Apply Now
HSBC
HSBC Visa Platinum Card
HK$ 1,800.00
  • Exclusive Visa Platinum concierge services, including travel information, and restaurant reservations
  • Visa Platinum Club with access to exclusive hotel offers, car rental discounts, and more
  • Exclusive worldwide shopping, dining, leisure and entertainment discounts
  • Up to 6x Reward Cash in one of six spending categories
  • Every HK$250 spent = $1 reward
  • Earn RewardCash while paying bills with credit card online bill payment
Apply Now
HSBC
UnionPay Dual Currency Credit Card
HK$ 300.00
  • China Medical and Travel Assist Service
  • Up to 6x Reward Cash in one of six spending categories
  • Every HK$250 spent = $1 reward
  • RMB and HK$ credit card account in one card
Apply Now
HSBC
Classic Visa Card and MasterCard
HK$ 300.00
  • Up to 70% off on body check and health care plans
  • Between 10% to 50% off on selected Dining, Shopping and Lifeystyle products
  • Up to 6x Reward Cash in one of six spending categories
  • Every HK$250 spent = $1 reward
Apply Now
HSBC
HSBC iCAN Card
HK$ 300.00
  • Up to 70% off on body check and health care plans
  • Between 10% to 50% off on selected Dining, Shopping and Lifeystyle products
  • For offline purchase and cash advance every HKD250 = $1 RewardCash
  • Virtual card spending every HKD125 = $1 RewardCash
  • Seperate virtual card account for online shopping
Apply Now
HSBC
Visa Gold/MasterCard Gold
HK$ 600.00
  • 24 hours worldwide emergency and travel assistance
  • Up to 70% off on body check and health care plans
  • Between 10% to 50% off on selected Dining, Shopping and Lifeystyle products
  • Up to 6x Reward Cash in one of six spending categories
  • Every HK$250 spent = $1 reward
Apply Now
HSBC
USD Visa Gold Card
HK$ 600.00
  • Up to 70% off on body check and health care plans
  • Between 10% to 50% off on selected Dining, Shopping and Lifeystyle products
  • Up to 6x Reward Cash in one of six spending categories
  • Every HK$250 spent = $1 reward
  • US Dollar credit card services
Apply Now
HSBC
HSBC green credit card
HK$ 1,800.00
  • Enjoy year-round privileges on environmentally friendly products and services at selected merchants
  • Exclusive green items for rewards redemption
  • Contribute to environment protection, 0.1% of your spending is donated to "HSBC Green Roof for Schools"
  • Electronic banking only to reduce paper consumption
  • Privileges same as HSBC Visa Platinum
Apply Now
Bank of Communications
Bank of Communications Platinum Credit Card
  • 5-year Annual Fee Waiver
  • China Fast Track Services
  • Express VIP channels at immigration, security and customs
  • HK$250 = HK$2 Overseas and China spending
  • HK$250 = HK$ 1 Hong Kong spending
  • HK$1 = 2 Bonus Points Overseas and China spending
  • HK$1 = 1 Bonus Points Hong Kong spending
  • Asia Miles Redemption
Apply Now
Bank of Communications
CUP Dual Currency Diamond Card
  • HK$/CNY 6 = 1 Asia Mile
  • 2X Bonus Points above HK$300
  • 2X Bonus Points for restaurant and hotel spending in Mainland China
  • Asia Miles Redemption
  • RMB and HK$ credit card account in one card
  • No overseas handing fee will be charged for purchasing in Mainland China and overseas
Apply Now
Bank of Communications
CUP Dual Currency Gold Card
  • Permanent Annual Fee Waiver
  • Express VIP channels at immigration, security and customs
  • Priority pass: worldwide airport VIP lounge program
  • HK$1 = 2 Bonus Points for Overseas and China Spending
  • HK$1 = 1 Bonus Point Hong Kong Spending
  • No overseas handing fee will be charged for purchasing in Mainland China and overseas
Apply Now
Bank of China
CUP Dual Currency Credit Card
HK$ 800.00
  • RMB1/HK$1 = 1 gift point
  • RMB and HK$ credit card account in one card
  • Cross-border online bill payment service
Apply Now
Bank of China
BOC i-card
  • Annual fee waiver for the first two years
  • Perpetual annual fee waiver for the additional card
  • 10x Telecom Retail Transaction Reward Gift Points
  • 10x Online Purchase Reward Gift Points
  • Up to 10 HK$ spending reward for App Store or Google Play with over HK$ 1,000 in spending
  • Online shopping privilege card
Apply Now
Bank of China
BOC Platinum Master/Visa Card
HK$ 800.00
  • Earn 1 gift point for every HK$1 spent, including online bill payment service
Apply Now
China Construction Bank
eye Credit Card
HK$ 240.00
  • 5X Bonus Points via Online Shopping
  • 5X Bonus Points with Visa payWave function
  • 5X Bonus Points for interest-free merchant instalment plan
  • DIY personalized eye Card
Apply Now
China Construction Bank
AIA VISA Classic Credit Card
  • Perpetual Annual Fee Waiver
  • Exclusive Premium-Free Annual Insurance Plans
  • HK$1= 1 Bonus Point
  • Every 25,000 bonus points redeem HK$100 cash
  • AIA premium installment plan
  • Select any one among the following three annual insurance plans
Apply Now
China Construction Bank
AIA UnionPay Dual Currency Credit Card
  • Perpetual Annual Fee Waiver
  • Up to 20% off on cross-border buses
  • 10% Car Rental Discount for cross-border renting
  • A wide range of cross-border transport discounts
  • 250HK$/250RMB spending= HK$/RMB 1 Cash Rebate
  • The reward scheme presents you with more choices of rewards to fit your needs
  • RMB and HK$ credit card account in one card
  • No Overseas Transaction Handling Fees
  • AIA Premium Installment Plan
Apply Now
China Construction Bank
Pui Ching UnionPay Dual Currency Credit Card
  • Perpetual Annual Fee Waiver
  • A wide range of cross-border transport discounts
  • 250HK$/250RMB spending= HK$/RMB 1 Cash Rebate
  • The Reward Scheme presents you with more choices of rewards to fit your needs
  • RMB and HK$ credit card account in one card
Apply Now
China Construction Bank
Octopus Union Pay Dual Currency Card
  • Perpetual Annual Fee Waiver
  • A wide range of cross-border transport discounts
  • 250HK$/250RMB spending= HK$/RMB 1 Cash Rebate
  • HK$1= 1 Bonus Point
  • 5,000 Bonus Points = 20 Octopus Rewards$
  • RMB and HK$ credit card account in one card
  • No overseas transaction Handling Fees
  • Integrated octopus function
Apply Now
Citibank
Shell Citibank Platinum Card
  • Fuel rebate HK$ 1.0/L
  • Extra fuel rebate of HK$ 0.1/L for every additional HK$1,000 spending
  • 10% off on single car detailing service
  • 5% off on "3 Step 2K Paint Protection + Steam Interior Cleaning
Apply Now
Citibank
Citibank AXA Classic Credit Card
  • Total travel protection (travel accident insurance, 24-hour personal travel accident, accidental medical expenses coverage)
  • Global Purchase Protection (up to US$1,000 for any one item)
  • Up to 70% off in SmartHealth Medical Centre, HC Healthcare Limited and MediFast(Hong Kong) Ltd.
  • Year-round dining and shopping offers
  • HK$ 200 earns HK$1 Citibank rewards cash
  • Premiums autopay service
Apply Now
Standard Chartered
Priority Banking Credit Card
  • Earn 2 points for every HK$1 spent with the card
  • Priority banking 360° rewards offer you 360° rewards points on your banking accounts with us
  • Priority banking customers enjoy an annual fee waiver with the priority banking credit card.
Apply Now
Standard Chartered
Union Pay Dual Currency Platinum Credit Card
HK$ 1,800.00
  • annual fee is waved permanently for up to three supplementary cards
  • Enjoy exclusive UnionPay shopping, dining and hotel offers across Mainland China and overseas.
  • Waiver of Foreign Currency Transaction Fee
Apply Now
Bank of East Asia
BEA Classic Card
HK$ 300.00
  • waived for two years
  • Year-round dining and shopping privileges
  • Entertainment discounts and offers
  • HK$1=1 Bonus Point local spending
  • 10% discount on movie tickets
Apply Now
Bank of East Asia
BEA Gold Card
HK$ 600.00
  • waived for two years
  • Year-round dining and shopping privileges
  • Entertainment discounts and offers
  • HK$1=1 Bonus Point local spending
  • 10% discount on movie tickets
Apply Now
Bank of East Asia
BEA Platinum Card
HK$ 1,500.00
  • waived for two years
  • 8 Bonus Points = 1 Asia Mile
  • Year-round dining offers
  • HK$1=1 Bonus Point
Apply Now
Bank of East Asia
BEA JCB Platinum Card
HK$ 800.00
  • waived for two years
  • 8 Bonus Points = 1 Asia Mile
  • Every HK$250 in retail spending = HK$1 cash rebate
  • Year-round dining offers
Apply Now
Bank of East Asia
BEA University/College Student Credit card
  • Priority booking for spectacular concerts
  • successfully apply online,you can receive an extra piece of B.duck storage stool
Apply Now
DBS
Manulife Credit Card
  • Overseas spending up to triple DBS$
  • Convenient autopay of monthly premium plus bonus offers
Apply Now
DBS
CABLE Power VISA
  • Overseas spending double DBS$
  • Automatic direct debit service for CABLE service monthly payment
Apply Now
DBS
3Everyday COMPASS Platinum
  • COMPASS VISA Flexi Travel feature, up to 90-day interest free repayment period for all travel and oversea spending
  • 1% COMPASS dollar rebate instant earning without expiry
  • The new COMPASS VISA Lucky Draw brings you fabulous prizes
  • COMPASS VISA brings you brand new shopping experience with Flexi-Shopping interest-free instalment service.
Apply Now
DBS
DG Privilege Card
  • Year-round spending reward programme: DG Lifestyle store cash coupon
Apply Now
DBS
Extravaganza Card
  • Spend with your Extravaganza Card & earn double DBS$ for your DBS Credit Card
  • Up to 20% exclusive year-round discount on regular-priced items at all extravaganza outlets
Apply Now
China Construction Bank
Premier Banking Visa Infinite Credit Card
HK$ 3,800.00
Apply Now
Standard Chartered
SHOP'n GAIN Platinum Credit Card
HK$ 1,800.00
  • Annual fee is waved permanently for up to three supplementary cards
  • Earn up to 8X 360° Rewards Points at Double Points Merchants on the 8th day of every month.
  • Earn 2X 360°Rewards Points at listed Double Points Merchants supermarkets and department stores
Apply Now
Hang Seng Bank
Renminbi Credit Card
  • HK$200 = HK$1 Cash Rebate on all spending
  • Made for spending in Mainland China
  • All transactions are in Renminbi
  • Save on currency exchange
Apply Now
Hang Seng Bank
MPOWER Card
  • No credit card with Hang Seng before
  • Hang Seng Card Owner
  • HK$250 = HK$1 Cash Rebate on all spending
  • Merchant Dollars Rewards at 4,500 selected merchants
  • Only for full-time student of accredited education institutions in Hong Kong
  • Four card faces to reflect four distinctive styles.
Apply Now
Standard Chartered
JOS Visa Business Platinum Credit Card
  • Every 250 bonus points earned will be automatically converted to a HK$1 cash rebate
Apply Now
Standard Chartered
Click-a-Count Titanium Credit Card
HK$ 600.00
  • 0.5% cash rebate
Apply Now
Standard Chartered
ESPRIT Smart Credit Card
  • Enjoy special discounts at selected establishments, throughout the year.
  • 10% discount at ESPRIT and SALON ESPRIT
  • Priority invitation to ESPRIT pre-sale events
Apply Now
Standard Chartered
SmarTone Smart Credit Card
  • Earn Double Rewards Points for purchases at SmarTone on your birthday.
Apply Now
Standard Chartered
SHOP'n GAIN Credit Card
  • Earn up to 8X 360° Rewards Points at Double Points Merchants on the 8th day of every month.
  • Earn 2X 360°Rewards Points at listed Double Points Merchants supermarkets and department stores
Apply Now
Standard Chartered
American Express Credit Card
  • Get 6X 360° Rewards Points for spending overseas and spending at designated travel agencies.
Apply Now
Standard Chartered
Visa Infinite Credit Card
  • Earn 3 points on every HK$1 for overseas spending and 2 points* on every HK$1 on local spending.
  • Enjoy annual fee waiver upon fulfilling the annual spending requirement.
Apply Now
Standard Chartered
MANHATTAN Orbis Credit Card
  • Enjoy year-round offers at dining, shopping and lifestyle hotspots
  • HK$1 = 1 Bonus Point
  • Spend and help the visually-impaired
Apply Now
Standard Chartered
MANHATTAN Orbis Gold Credit Card
HK$ 550.00
  • Enjoy year-round offers at dining, shopping and lifestyle hotspots
  • HK$1 = 1 Bonus Point
  • Spend and help the visually-impaired
Apply Now
Standard Chartered
MANHATTAN Titanium Credit Card
HK$ 600.00
  • Earn extra 360° rewards points for local dining with your Standard Chartered Titanium Card
Apply Now
Standard Chartered
MANHATTAN id Credit Card
HK$ 250.00
  • With 0.5% cash rebate on all spending
  • HK$1 = 1 Bonus Point
  • For an annual spending of HK$150,000 or more, id Platinum Cardholders will get 2 movie vouchers
  • Free upgrade at Starbucks throughout the year
Apply Now
Standard Chartered
MANHATTAN id Platinum Credit Card
HK$ 1,800.00
  • annual fee is waved permanently for up to three supplementary cards
  • Redeem 903id club music is live show tickets with bonus points
  • For an annual spending of HK$150,000 or more, id Platinum Cardholders will get 2 movie vouchers
  • Free upgrade at Starbucks throughout the year
Apply Now
Standard Chartered
Credit Card
HK$ 250.00
  • Enjoy fabulous dining, shopping and entertainment offers at many hot spots throughout Hong Kong
  • Redeem 360°Rewards Points to for fabulous items, including Asia Miles™ and KrisFlyer Miles.
Apply Now
Standard Chartered
Titanium Credit Card
HK$ 600.00
  • 2X Points on dining transaction
  • 8X Points on Dining transactions on the 8th of every month
  • 1X on other Non-Dining transactions
Apply Now
Standard Chartered
Visa Platinum/Platinum Master Card
HK$ 1,800.00
  • annual fee is waved permanently for up to three supplementary cards
  • 2% Cash rebate when spending more than HK$4,000 at designated merchants
  • 2X 360° rewards beyond HK$4,000
  • 360°Rewards points will be automatically redeemed for a HK$100 PARK SHOP Gift Coupon every quarter.
Apply Now
Standard Chartered
Gold Credit Card
HK$ 550.00
  • Enjoy fabulous dining, shopping and entertainment offers at many hot spots throughout Hong Kong
  • Redeem 360°Rewards Points to for fabulous items, including Asia Miles™ and KrisFlyer Miles.
Apply Now
Standard Chartered
MANHATTAN Platinum Credit Card
HK$ 1,800.00
  • annual fee is waved permanently for up to three supplementary cards
  • 0.5% cash rebate on all spending
  • Up to 5% Cash rebate with outstanding balance above HK$50,000
  • Enjoy 50% rebate anytime at all cinemas in town
  • Redeem music is live show tickets with bonus points
Apply Now
Standard Chartered
MANHATTAN Classic Credit Card
HK$ 250.00
  • Enjoy year-round offers at dining, shopping and lifestyle hotspots
  • HK$1 = 1 Bonus Point
Apply Now
Bank of Communications
Go-Goal Gold VISA Card
  • Priority Pass: Worldwide Airport VIP Lounge Program
  • HK$1 = 2 Bonus Points for Overseas and China Spending
Apply Now
Standard Chartered
MANHATTAN Gold Credit Card
HK$ 550.00
  • Enjoy year-round offers at dining, shopping and lifestyle hotspots
  • HK$1 = 1 Bonus Point
Apply Now
Standard Chartered
executive Credit Card
  • Enjoy 0.5% cashback for every HK$1 you spend . Spend more, earn more!
Apply Now
Standard Chartered
Standard Chartered
HK$ 1,800.00
  • Annual fee is waved permanently for up to three supplementary cards
  • Enjoy 1% cashback for every HK$1 you spend . Spend more, earn more!
Apply Now
Bank of East Asia
BEA Corporate Card
  • manage and moniter the cards under your cooperate account
  • your company's name will be embossed on the front of card
Apply Now
Standard Chartered
Preferred Banking Credit Card
  • Monthly statement under HK$4000: HK$1 = 1 point. Monthly statement is HK$4,000 or above: HK$1 = 2 points
  • Priority Banking 360° Rewards offer you 360° Rewards Points on your banking accounts with us
  • Preferred Banking customers have no annual fee with the Preferred Banking credit card.
Apply Now
Bank of East Asia
BEA UnionPay Dual Currency Platinum Credit Card
HK$ 600.00
  • waived for two years
  • Year-round merchant offers
  • 3X Bonus points on local dning
  • One card with both Hong Kong dollars and Renminbi accounts
  • Waiver of Foreign Currency Transaction Fee
Apply Now
Bank of East Asia
BEA SupremeGold World MasterCard
HK$ 3,000.00
  • waived for two years
  • Two Free Travel Insurance Plans a year
  • Airport transfer limousine service
  • Movie ticket privileges
  • HK$1=1 Bonus Point local spending
  • HK$1=2 Bonus Points Overseas Spending
  • Overseas spending reward
Apply Now
DBS
First Edible Nest Card
HK$ 300.00
  • 15% Rebate on bird nest products
  • HK$1 spending= 1 point
  • Redeem points for bird nest products
  • 15% discount on bird nest products
  • Birth month privilege - 25% discount on bird nest products
Apply Now
Citibank
Citibank AXA Gold Credit Card
  • Total travel protection (travel accident insurance, 24-hour personal travel accident, accidental medical expenses coverage)
  • Global purchase protection (up to US$3,000 for any one item)
  • Up to 70% off in SmartHealth Medical Centre, HC Healthcare Limited and MediFast(Hong Kong) Ltd.
  • Year-round dining and shopping offers
  • HK$ 200 earns HK$1 Citibank rewards cash
  • Premiums autopay service
Apply Now
Citibank
Citibank I.T Student Card
  • First 2 Years Annual Fee Waiver
  • Exclusive offers at I.T and ist affiliated shops: year-round 10%
  • Birthday surprise of up to 20X Points and 25% discount
  • Offset HK$ 100 I.T spending with 25,000 points
  • Exclusive year-round 10% discount and up to 25% birthday discount.
  • invitation to pre-sale/fashion show and pre-order for I.T limited edition items
Apply Now
DBS
DBS Pay Less VISA
HK$ 300.00
  • Up to 2% Rebate on all spending
Apply Now
DBS
DBS Visa Business
  • First year annual fee waiver
  • Quarterly and annual spending summary
  • Free Assignment of Credit Limit to Your Employees
Apply Now
Citibank
Citibank I.T Platinum Card
  • First 2 Years Annual Fee Waiver
  • Exclusive offers at I.T and ist affiliated shops: year-round 10%
  • Birthday surprise of up to 20X Points and 25% discount throughout the birthday month
  • Offset HK$ 100 I.T spending with 25,000 points
  • HK$1= 2X Points for I.T spending
  • Exclusive year-round 10% discount and up to 25% birthday discount.
  • invitation to pre-sale/fashion show and pre-order for I.T limited edition items
Apply Now
Citibank
Citibank I.T Classic Card
  • First 2 years annual fee waiver
  • Exclusive offers at I.T and ist affiliated shops: year-round 10%
  • Birthday surprise of up to 20X Points and 25% discount
  • Offset HK$ 100 I.T spending with 25,000 points
  • Exclusive year-round 10% discount and up to 25% birthday discount.
  • Invitation to pre-sale/fashion show and pre-order for I.T limited edition items
Apply Now
Citibank
Octopus Citibank Gold Credit Card
  • Perpetual annual fee waiver
  • 200 HK$ local spending earns HK$ 1 Octopus Cash
  • Year-round dining and shooping offers
  • Earn Octopus Rewards with every spending
Apply Now
Citibank
Octopus Citibank Platinum Credit Card
  • Perpetual annual fee waiver
  • 200 HK$ local spending earns HK$ 1 Octopus Cash
  • Year-round dining and shooping offers
  • Earn Octopus Rewards with every spending
Apply Now
Citibank
Citibank Rewards Mastercard/VISA
  • First Year Annual Fee Waiver
  • Dining and Shopping Offers at 6000 hot spots across Hong Kong
  • Earn 5X Points daily on purchases at supermasrkets, department stores and telecommunications provid
Apply Now
Citibank
Citibank PremierMiles Card
  • HK$ 8 = 1 Mile Local Spending
  • HK$ 4 = 1 Mile Overseas Spending
  • Automatic Travel Protection
  • 1% Rebate local spending
  • 2% Rebate Overseas spending
  • Choose between Miles a and Rebate programm
Apply Now
Citibank
Citibank Cash Back American Express Card
  • First year annual fee, waiver
  • 2% Cash Rebate on dining
  • 1% Cash Rebate at other merchants
Apply Now
Citibank
Citi Prestige Card
HK$ 2,500.00
  • Receive a complimentary night at 800 luxury hotels twice per year
  • 2 Points for every HK$1 spent locally
  • 3 Points for every HK$1 spent overseas
Apply Now
HSBC
Dickson Card
  • Year-round 10% discount at Hong Kong Seibu, Alexandre de Paris, Brooks Brothers, Chopard, Dickson Watch & Jewellery, S.T. Dupont and year-round 5% discount at Christofle.
  • HKD500 Dickson Group gift coupon rebate for every HKD50,000 spent every year from January to December at Dicksons outlets on your Dickson Card.
  • The Dickson Card offers exclusive privileges at participating shops and brands of the Dickson Group
Apply Now
HSBC
HARVEY NICHOLS Card
  • Enjoy 10% off year-round discount on participating brands at Harvey Nichols LANDMARK and Pacific Place Hong Kong.
  • Enjoy up to 30% off on dinner a la carte menu at Fourth Floor Restaurant & Bar.
  • Invitations to private sale and other exclusive events organized by Harvey Nichols Hong Kong.
  • The Harvey Nichols Card offers exclusive year-round benefits at Harvey Nichols Hong Kong.
Apply Now
HSBC
CODE卡
  • Year-round 10% discount at 45R, ANTEPRIMA, ANTEPRIMA WIREBAG, ATSURO TAYAMA, A.T, BARBIE KIDS, CALLAWAY GOLF APPAREL, COCKTAIL, COCUE, THE EMPORIUM, FURLA, INDIVI, JILL STUART, JILL STUART KIDS, OZOC, PEARLY GATES , UNTITLED, TK, BOYCOTT and INDEX.
  • CODE卡持卡人惠顾任何Sidefame Ltd.旗下品牌或伙伴商店,可享全年九折及其他特别优惠。
  • Pre-sale and special events organised by respective brands
Apply Now
HSBC
Citys super
  • 5% discount at city'super Food Market, Page One Bookshop, etc.
  • Up to 10% discount at the Life Division and LOG-ON.
  • Receive a HKD500 gift coupon upon spending of HKD25,000 to HKD34,999 or a HKD1,000 gift coupon for HKD35,000 or above spending with your city'super card in a calendar year
Apply Now
HSBC
HSBC Advance Visa Platinum Card
  • Perpetual annual fee waiver for primary cards
  • Perpetual annual fee waiver for the additional card
  • Wide range of privileges in more than 160 countries worldwide under the home and away programme
  • Exclusive year-round dining and shopping offers
  • Merchant offers and exclusive discounts at local chains offered by Private Label Cards
Apply Now
Bank and Product Name Annual Fee Rewards Highlight Apply Now
DBS
COMPASS VISA Platinum
HK$ 1,500.00
  • Choose one among four welcome gift choices:
  • 1. Philips Fuzzy Logic Mini Rice Cooker [color: black] [model no: HD3060]
  • 2. Up-to $1,800 COMPASS Dollar Rebate on Designated Merchants
  • 3. Up-to 20% Octopus AAVS top-up service rebate
  • 4. Up-to 6 MCL movie ticket vouchers
  • 1% COMPASS Dollar at designed merchants
Apply Now
DBS
DBS Black World MasterCard
HK$ 2,000.00
  • Welcome Offer: 10x DBS$ on local and overseas spending for new customers (HK$1.2 - 1 mile)
  • Non-expiring reward points, no conversion fee for airmiles, 1st year annual fee waiver
  • 5% extra Rewards without limit for designated merchants
Apply Now
DBS
DBS Platinum Credit Card
HK$ 1,500.00
  • 3X cash reward on local dining
Apply Now
Hang Seng Bank
Hang Seng Platinum Card
  • 2X Cash Dollars for spending at Caltex Gasoline
  • Merchant Dollars Rewards
Apply Now
Hang Seng Bank
Hang Seng Visa/MasterCard
  • Merchant Dollars Rewards at 4,500 selected merchants
Apply Now
Hang Seng Bank
Hang Seng CUP Platinum Card
  • Merchant Dollars Rewards at 4,500 selected merchants
Apply Now
HSBC
HSBC Premier MasterCard credit card
  • Perpetual annual fee waiver
  • Up to 6x Reward Cash in one of six spending categories
  • Every HK$250 spent = $1 reward
  • Earn RewardCash while paying bills with credit card online bill payment
Apply Now
HSBC
HSBC Visa Platinum Card
HK$ 1,800.00
  • Up to 6x Reward Cash in one of six spending categories
  • Every HK$250 spent = $1 reward
  • Earn RewardCash while paying bills with credit card online bill payment
Apply Now
HSBC
UnionPay Dual Currency Credit Card
HK$ 300.00
  • Up to 6x Reward Cash in one of six spending categories
  • Every HK$250 spent = $1 reward
Apply Now
HSBC
Classic Visa Card and MasterCard
HK$ 300.00
  • Up to 6x Reward Cash in one of six spending categories
  • Every HK$250 spent = $1 reward
Apply Now
HSBC
HSBC iCAN Card
HK$ 300.00
  • For offline purchase and cash advance every HKD250 = $1 RewardCash
  • Virtual card spending every HKD125 = $1 RewardCash
Apply Now
HSBC
Visa Gold/MasterCard Gold
HK$ 600.00
  • Up to 6x Reward Cash in one of six spending categories
  • Every HK$250 spent = $1 reward
Apply Now
HSBC
USD Visa Gold Card
HK$ 600.00
  • Up to 6x Reward Cash in one of six spending categories
  • Every HK$250 spent = $1 reward
Apply Now
HSBC
HSBC green credit card
HK$ 1,800.00
  • Exclusive green items for rewards redemption
Apply Now
Bank of Communications
Bank of Communications Platinum Credit Card
  • 5-year Annual Fee Waiver
  • HK$1 = 2 Bonus Points Overseas and China spending
  • HK$1 = 1 Bonus Points Hong Kong spending
  • Asia Miles Redemption
Apply Now
Bank of Communications
CUP Dual Currency Diamond Card
  • 2X Bonus Points above HK$300
  • 2X Bonus Points for restaurant and hotel spending in Mainland China
  • Asia Miles Redemption
Apply Now
Bank of Communications
CUP Dual Currency Gold Card
  • Permanent Annual Fee Waiver
  • HK$1 = 2 Bonus Points for Overseas and China Spending
  • HK$1 = 1 Bonus Point Hong Kong Spending
Apply Now
Bank of China
CUP Dual Currency Credit Card
HK$ 800.00
  • RMB1/HK$1 = 1 gift point
Apply Now
Bank of China
BOC i-card
  • Annual fee waiver for the first two years
  • Perpetual annual fee waiver for the additional card
  • 10x Telecom Retail Transaction Reward Gift Points
  • 10x Online Purchase Reward Gift Points
  • Up to 10 HK$ spending reward for App Store or Google Play with over HK$ 1,000 in spending
Apply Now
Bank of China
BOC Platinum Master/Visa Card
HK$ 800.00
  • Earn 1 gift point for every HK$1 spent, including online bill payment service
Apply Now
China Construction Bank
eye Credit Card
HK$ 240.00
  • 5X Bonus Points via Online Shopping
  • 5X Bonus Points with Visa payWave function
  • 5X Bonus Points for interest-free merchant instalment plan
Apply Now
China Construction Bank
AIA VISA Classic Credit Card
  • Perpetual Annual Fee Waiver
  • HK$1= 1 Bonus Point
  • Every 25,000 bonus points redeem HK$100 cash
Apply Now
China Construction Bank
AIA UnionPay Dual Currency Credit Card
  • Perpetual Annual Fee Waiver
  • The reward scheme presents you with more choices of rewards to fit your needs
Apply Now
China Construction Bank
Octopus Union Pay Dual Currency Card
  • Perpetual Annual Fee Waiver
  • HK$1= 1 Bonus Point
  • 5,000 Bonus Points = 20 Octopus Rewards$
Apply Now
Citibank
Citibank AXA Classic Credit Card
  • HK$ 200 earns HK$1 Citibank rewards cash
Apply Now
Standard Chartered
Priority Banking Credit Card
  • Earn 2 points for every HK$1 spent with the card
  • Priority banking 360° rewards offer you 360° rewards points on your banking accounts with us
  • Priority banking customers enjoy an annual fee waiver with the priority banking credit card.
Apply Now
Bank of East Asia
BEA Classic Card
HK$ 300.00
  • waived for two years
  • HK$1=1 Bonus Point local spending
  • 10% discount on movie tickets
Apply Now
Bank of East Asia
BEA Gold Card
HK$ 600.00
  • waived for two years
  • HK$1=1 Bonus Point local spending
  • 10% discount on movie tickets
Apply Now
Bank of East Asia
BEA Platinum Card
HK$ 1,500.00
  • waived for two years
  • HK$1=1 Bonus Point
Apply Now
DBS
Manulife Credit Card
  • Overseas spending up to triple DBS$
Apply Now
DBS
CABLE Power VISA
  • Overseas spending double DBS$
Apply Now
DBS
3Everyday COMPASS Platinum
  • The new COMPASS VISA Lucky Draw brings you fabulous prizes
Apply Now
DBS
Extravaganza Card
  • Spend with your Extravaganza Card & earn double DBS$ for your DBS Credit Card
Apply Now
Standard Chartered
SHOP'n GAIN Platinum Credit Card
HK$ 1,800.00
  • Annual fee is waved permanently for up to three supplementary cards
  • Earn up to 8X 360° Rewards Points at Double Points Merchants on the 8th day of every month.
  • Earn 2X 360°Rewards Points at listed Double Points Merchants supermarkets and department stores
Apply Now
Hang Seng Bank
MPOWER Card
  • No credit card with Hang Seng before
  • Hang Seng Card Owner
  • Merchant Dollars Rewards at 4,500 selected merchants
Apply Now
Standard Chartered
JOS Visa Business Platinum Credit Card
  • Every 250 bonus points earned will be automatically converted to a HK$1 cash rebate
Apply Now
Standard Chartered
ESPRIT Smart Credit Card
  • Enjoy special discounts at selected establishments, throughout the year.
Apply Now
Standard Chartered
SmarTone Smart Credit Card
  • Earn Double Rewards Points for purchases at SmarTone on your birthday.
Apply Now
Standard Chartered
SHOP'n GAIN Credit Card
  • Earn up to 8X 360° Rewards Points at Double Points Merchants on the 8th day of every month.
  • Earn 2X 360°Rewards Points at listed Double Points Merchants supermarkets and department stores
Apply Now
Standard Chartered
American Express Credit Card
  • Get 6X 360° Rewards Points for spending overseas and spending at designated travel agencies.
Apply Now
Standard Chartered
Visa Infinite Credit Card
  • Earn 3 points on every HK$1 for overseas spending and 2 points* on every HK$1 on local spending.
  • Enjoy annual fee waiver upon fulfilling the annual spending requirement.
Apply Now
Standard Chartered
MANHATTAN Orbis Credit Card
  • HK$1 = 1 Bonus Point
Apply Now
Standard Chartered
MANHATTAN Orbis Gold Credit Card
HK$ 550.00
  • HK$1 = 1 Bonus Point
Apply Now
Standard Chartered
MANHATTAN Titanium Credit Card
HK$ 600.00
  • Earn extra 360° rewards points for local dining with your Standard Chartered Titanium Card
Apply Now
Standard Chartered
MANHATTAN id Credit Card
HK$ 250.00
  • HK$1 = 1 Bonus Point
  • For an annual spending of HK$150,000 or more, id Platinum Cardholders will get 2 movie vouchers
  • Free upgrade at Starbucks throughout the year
Apply Now
Standard Chartered
MANHATTAN id Platinum Credit Card
HK$ 1,800.00
  • annual fee is waved permanently for up to three supplementary cards
  • Redeem 903id club music is live show tickets with bonus points
  • For an annual spending of HK$150,000 or more, id Platinum Cardholders will get 2 movie vouchers
  • Free upgrade at Starbucks throughout the year
Apply Now
Standard Chartered
Credit Card
HK$ 250.00
  • Redeem 360°Rewards Points to for fabulous items, including Asia Miles™ and KrisFlyer Miles.
Apply Now
Standard Chartered
Titanium Credit Card
HK$ 600.00
  • 2X Points on dining transaction
  • 8X Points on Dining transactions on the 8th of every month
  • 1X on other Non-Dining transactions
Apply Now
Standard Chartered
Visa Platinum/Platinum Master Card
HK$ 1,800.00
  • annual fee is waved permanently for up to three supplementary cards
  • 2X 360° rewards beyond HK$4,000
  • 360°Rewards points will be automatically redeemed for a HK$100 PARK SHOP Gift Coupon every quarter.
Apply Now
Standard Chartered
Gold Credit Card
HK$ 550.00
  • Redeem 360°Rewards Points to for fabulous items, including Asia Miles™ and KrisFlyer Miles.
Apply Now
Standard Chartered
MANHATTAN Platinum Credit Card
HK$ 1,800.00
  • annual fee is waved permanently for up to three supplementary cards
  • Redeem music is live show tickets with bonus points
Apply Now
Standard Chartered
MANHATTAN Classic Credit Card
HK$ 250.00
  • HK$1 = 1 Bonus Point
Apply Now
Bank of Communications
Go-Goal Gold VISA Card
  • HK$1 = 2 Bonus Points for Overseas and China Spending
Apply Now
Standard Chartered
MANHATTAN Gold Credit Card
HK$ 550.00
  • HK$1 = 1 Bonus Point
Apply Now
Standard Chartered
Preferred Banking Credit Card
  • Monthly statement under HK$4000: HK$1 = 1 point. Monthly statement is HK$4,000 or above: HK$1 = 2 points
  • Priority Banking 360° Rewards offer you 360° Rewards Points on your banking accounts with us
  • Preferred Banking customers have no annual fee with the Preferred Banking credit card.
Apply Now
Bank of East Asia
BEA UnionPay Dual Currency Platinum Credit Card
HK$ 600.00
  • waived for two years
  • 3X Bonus points on local dning
Apply Now
Bank of East Asia
BEA SupremeGold World MasterCard
HK$ 3,000.00
  • waived for two years
  • HK$1=1 Bonus Point local spending
  • HK$1=2 Bonus Points Overseas Spending
  • Overseas spending reward
Apply Now
DBS
First Edible Nest Card
HK$ 300.00
  • HK$1 spending= 1 point
  • Redeem points for bird nest products
Apply Now
Citibank
Citibank AXA Gold Credit Card
  • HK$ 200 earns HK$1 Citibank rewards cash
Apply Now
Citibank
Citibank I.T Student Card
  • First 2 Years Annual Fee Waiver
  • Offset HK$ 100 I.T spending with 25,000 points
Apply Now
Citibank
Citibank I.T Platinum Card
  • First 2 Years Annual Fee Waiver
  • Offset HK$ 100 I.T spending with 25,000 points
  • HK$1= 2X Points for I.T spending
Apply Now
Citibank
Citibank I.T Classic Card
  • First 2 years annual fee waiver
  • Offset HK$ 100 I.T spending with 25,000 points
Apply Now
Citibank
Octopus Citibank Gold Credit Card
  • Perpetual annual fee waiver
  • Earn Octopus Rewards with every spending
Apply Now
Citibank
Octopus Citibank Platinum Credit Card
  • Perpetual annual fee waiver
  • Earn Octopus Rewards with every spending
Apply Now
Citibank
Citibank Rewards Mastercard/VISA
  • First Year Annual Fee Waiver
  • Earn 5X Points daily on purchases at supermasrkets, department stores and telecommunications provid
Apply Now
Citibank
Citi Prestige Card
HK$ 2,500.00
  • 2 Points for every HK$1 spent locally
  • 3 Points for every HK$1 spent overseas
Apply Now
HSBC
Citys super
  • Receive a HKD500 gift coupon upon spending of HKD25,000 to HKD34,999 or a HKD1,000 gift coupon for HKD35,000 or above spending with your city'super card in a calendar year
Apply Now
Bank and Product Name Annual Fee Travel Highlights Apply Now
DBS
DBS Black World MasterCard
HK$ 2,000.00
Apply Now
HSBC
HSBC Premier MasterCard credit card
  • Perpetual annual fee waiver
  • Worldwide, 24-hour emergency and travel assistance
  • $1 RewardCash to fifteen miles
Apply Now
HSBC
HSBC Visa Platinum Card
HK$ 1,800.00
  • Exclusive Visa Platinum concierge services, including travel information, and restaurant reservations
Apply Now
HSBC
UnionPay Dual Currency Credit Card
HK$ 300.00
  • China Medical and Travel Assist Service
Apply Now
HSBC
Visa Gold/MasterCard Gold
HK$ 600.00
  • 24 hours worldwide emergency and travel assistance
Apply Now
Bank of Communications
Bank of Communications Platinum Credit Card
  • 5-year Annual Fee Waiver
  • China Fast Track Services
  • Express VIP channels at immigration, security and customs
Apply Now
Bank of Communications
CUP Dual Currency Diamond Card
  • HK$/CNY 6 = 1 Asia Mile
Apply Now
Bank of Communications
CUP Dual Currency Gold Card
  • Permanent Annual Fee Waiver
  • Express VIP channels at immigration, security and customs
  • Priority pass: worldwide airport VIP lounge program
Apply Now
China Construction Bank
AIA VISA Classic Credit Card
  • Perpetual Annual Fee Waiver
  • Exclusive Premium-Free Annual Insurance Plans
Apply Now
China Construction Bank
AIA UnionPay Dual Currency Credit Card
  • Perpetual Annual Fee Waiver
  • Up to 20% off on cross-border buses
  • 10% Car Rental Discount for cross-border renting
  • A wide range of cross-border transport discounts
Apply Now
China Construction Bank
Pui Ching UnionPay Dual Currency Credit Card
  • Perpetual Annual Fee Waiver
  • A wide range of cross-border transport discounts
Apply Now
China Construction Bank
Octopus Union Pay Dual Currency Card
  • Perpetual Annual Fee Waiver
  • A wide range of cross-border transport discounts
Apply Now
Citibank
Citibank AXA Classic Credit Card
  • Total travel protection (travel accident insurance, 24-hour personal travel accident, accidental medical expenses coverage)
  • Global Purchase Protection (up to US$1,000 for any one item)
Apply Now
Bank of East Asia
BEA Platinum Card
HK$ 1,500.00
  • waived for two years
  • 8 Bonus Points = 1 Asia Mile
Apply Now
Bank of East Asia
BEA JCB Platinum Card
HK$ 800.00
  • waived for two years
  • 8 Bonus Points = 1 Asia Mile
Apply Now
DBS
3Everyday COMPASS Platinum
  • COMPASS VISA Flexi Travel feature, up to 90-day interest free repayment period for all travel and oversea spending
Apply Now
Bank of Communications
Go-Goal Gold VISA Card
  • Priority Pass: Worldwide Airport VIP Lounge Program
Apply Now
Bank of East Asia
BEA SupremeGold World MasterCard
HK$ 3,000.00
  • waived for two years
  • Two Free Travel Insurance Plans a year
  • Airport transfer limousine service
Apply Now
Citibank
Citibank AXA Gold Credit Card
  • Total travel protection (travel accident insurance, 24-hour personal travel accident, accidental medical expenses coverage)
  • Global purchase protection (up to US$3,000 for any one item)
Apply Now
Citibank
Citibank PremierMiles Card
  • HK$ 8 = 1 Mile Local Spending
  • HK$ 4 = 1 Mile Overseas Spending
  • Automatic Travel Protection
Apply Now
HSBC
HSBC Advance Visa Platinum Card
  • Perpetual annual fee waiver for primary cards
  • Perpetual annual fee waiver for the additional card
  • Wide range of privileges in more than 160 countries worldwide under the home and away programme
Apply Now
Bank and Product Name Annual Fee Cashback/Rebate Highlights Apply Now
DBS
COMPASS VISA Platinum
HK$ 1,500.00
Apply Now
DBS
DBS Eminent Card
HK$ 2,000.00
  • Welcome Offer: Cash Rebates up to HK$2,400
  • 30% Off Pacific Coffee Handcrafted Beverages
  • Visa Signature "One for One Culinary Offers"
Apply Now
DBS
DBS Platinum Credit Card
HK$ 1,500.00
  • Worldwide merchant offers
  • HK$250= 1 HK$ Cash Rebate
Apply Now
Hang Seng Bank
Hang Seng Platinum Card
  • HK$0.9/L Cash Rebate on Gasoline
  • HK$250 = HK$1 Cash Rebate on all spending
  • Hotel Dining Privileges
Apply Now
Hang Seng Bank
Hang Seng Visa/MasterCard
  • HK$250 = HK$1 Cash Rebate on all spending
  • Enjoy year-round discounts of up to 50% at over 4,500 merchant outlets in Hong Kong
Apply Now
Hang Seng Bank
Hang Seng CUP Platinum Card
  • HK$200 = HK$1 Cash Rebate on all spending
  • 5X Cash Dollar for spending in Mainland China
  • 3X Cash Dollar for Overseas Spending
Apply Now
HSBC
HSBC Premier MasterCard credit card
  • Perpetual annual fee waiver
  • Exclusive worldwide shopping, dining, leisure and entertainment discounts
Apply Now
HSBC
HSBC Visa Platinum Card
HK$ 1,800.00
  • Visa Platinum Club with access to exclusive hotel offers, car rental discounts, and more
  • Exclusive worldwide shopping, dining, leisure and entertainment discounts
Apply Now
HSBC
Classic Visa Card and MasterCard
HK$ 300.00
  • Up to 70% off on body check and health care plans
  • Between 10% to 50% off on selected Dining, Shopping and Lifeystyle products
Apply Now
HSBC
HSBC iCAN Card
HK$ 300.00
  • Up to 70% off on body check and health care plans
  • Between 10% to 50% off on selected Dining, Shopping and Lifeystyle products
Apply Now
HSBC
Visa Gold/MasterCard Gold
HK$ 600.00
  • Up to 70% off on body check and health care plans
  • Between 10% to 50% off on selected Dining, Shopping and Lifeystyle products
Apply Now
HSBC
USD Visa Gold Card
HK$ 600.00
  • Up to 70% off on body check and health care plans
  • Between 10% to 50% off on selected Dining, Shopping and Lifeystyle products
Apply Now
HSBC
HSBC green credit card
HK$ 1,800.00
  • Enjoy year-round privileges on environmentally friendly products and services at selected merchants
Apply Now
Bank of Communications
Bank of Communications Platinum Credit Card
  • 5-year Annual Fee Waiver
  • HK$250 = HK$2 Overseas and China spending
  • HK$250 = HK$ 1 Hong Kong spending
Apply Now
China Construction Bank
AIA UnionPay Dual Currency Credit Card
  • Perpetual Annual Fee Waiver
  • 250HK$/250RMB spending= HK$/RMB 1 Cash Rebate
Apply Now
China Construction Bank
Pui Ching UnionPay Dual Currency Credit Card
  • Perpetual Annual Fee Waiver
  • 250HK$/250RMB spending= HK$/RMB 1 Cash Rebate
  • The Reward Scheme presents you with more choices of rewards to fit your needs
Apply Now
China Construction Bank
Octopus Union Pay Dual Currency Card
  • Perpetual Annual Fee Waiver
  • 250HK$/250RMB spending= HK$/RMB 1 Cash Rebate
Apply Now
Citibank
Shell Citibank Platinum Card
  • Fuel rebate HK$ 1.0/L
  • Extra fuel rebate of HK$ 0.1/L for every additional HK$1,000 spending
Apply Now
Citibank
Citibank AXA Classic Credit Card
  • Up to 70% off in SmartHealth Medical Centre, HC Healthcare Limited and MediFast(Hong Kong) Ltd.
  • Year-round dining and shopping offers
Apply Now
Standard Chartered
Union Pay Dual Currency Platinum Credit Card
HK$ 1,800.00
  • annual fee is waved permanently for up to three supplementary cards
  • Enjoy exclusive UnionPay shopping, dining and hotel offers across Mainland China and overseas.
Apply Now
Bank of East Asia
BEA Classic Card
HK$ 300.00
  • waived for two years
  • Year-round dining and shopping privileges
  • Entertainment discounts and offers
Apply Now
Bank of East Asia
BEA Gold Card
HK$ 600.00
  • waived for two years
  • Year-round dining and shopping privileges
  • Entertainment discounts and offers
Apply Now
Bank of East Asia
BEA Platinum Card
HK$ 1,500.00
  • waived for two years
  • Year-round dining offers
Apply Now
Bank of East Asia
BEA JCB Platinum Card
HK$ 800.00
  • waived for two years
  • Every HK$250 in retail spending = HK$1 cash rebate
  • Year-round dining offers
Apply Now
Bank of East Asia
BEA University/College Student Credit card
  • Priority booking for spectacular concerts
Apply Now
DBS
3Everyday COMPASS Platinum
  • 1% COMPASS dollar rebate instant earning without expiry
Apply Now
Hang Seng Bank
Renminbi Credit Card
  • HK$200 = HK$1 Cash Rebate on all spending
Apply Now
Hang Seng Bank
MPOWER Card
  • No credit card with Hang Seng before
  • Hang Seng Card Owner
  • HK$250 = HK$1 Cash Rebate on all spending
Apply Now
Standard Chartered
Click-a-Count Titanium Credit Card
HK$ 600.00
  • 0.5% cash rebate
Apply Now
Standard Chartered
MANHATTAN Orbis Credit Card
  • Enjoy year-round offers at dining, shopping and lifestyle hotspots
Apply Now
Standard Chartered
MANHATTAN Orbis Gold Credit Card
HK$ 550.00
  • Enjoy year-round offers at dining, shopping and lifestyle hotspots
Apply Now
Standard Chartered
MANHATTAN id Credit Card
HK$ 250.00
  • With 0.5% cash rebate on all spending
Apply Now
Standard Chartered
Credit Card
HK$ 250.00
  • Enjoy fabulous dining, shopping and entertainment offers at many hot spots throughout Hong Kong
Apply Now
Standard Chartered
Visa Platinum/Platinum Master Card
HK$ 1,800.00
  • annual fee is waved permanently for up to three supplementary cards
  • 2% Cash rebate when spending more than HK$4,000 at designated merchants
Apply Now
Standard Chartered
Gold Credit Card
HK$ 550.00
  • Enjoy fabulous dining, shopping and entertainment offers at many hot spots throughout Hong Kong
Apply Now
Standard Chartered
MANHATTAN Platinum Credit Card
HK$ 1,800.00
  • annual fee is waved permanently for up to three supplementary cards
  • 0.5% cash rebate on all spending
  • Up to 5% Cash rebate with outstanding balance above HK$50,000
  • Enjoy 50% rebate anytime at all cinemas in town
Apply Now
Standard Chartered
MANHATTAN Classic Credit Card
HK$ 250.00
  • Enjoy year-round offers at dining, shopping and lifestyle hotspots
Apply Now
Standard Chartered
MANHATTAN Gold Credit Card
HK$ 550.00
  • Enjoy year-round offers at dining, shopping and lifestyle hotspots
Apply Now
Standard Chartered
executive Credit Card
  • Enjoy 0.5% cashback for every HK$1 you spend . Spend more, earn more!
Apply Now
Standard Chartered
Standard Chartered
HK$ 1,800.00
  • Annual fee is waved permanently for up to three supplementary cards
  • Enjoy 1% cashback for every HK$1 you spend . Spend more, earn more!
Apply Now
Bank of East Asia
BEA UnionPay Dual Currency Platinum Credit Card
HK$ 600.00
  • waived for two years
  • Year-round merchant offers
Apply Now
Bank of East Asia
BEA SupremeGold World MasterCard
HK$ 3,000.00
  • waived for two years
  • Movie ticket privileges
Apply Now
DBS
First Edible Nest Card
HK$ 300.00
  • 15% Rebate on bird nest products
Apply Now
Citibank
Citibank AXA Gold Credit Card
  • Up to 70% off in SmartHealth Medical Centre, HC Healthcare Limited and MediFast(Hong Kong) Ltd.
  • Year-round dining and shopping offers
Apply Now
Citibank
Citibank I.T Student Card
  • First 2 Years Annual Fee Waiver
  • Exclusive offers at I.T and ist affiliated shops: year-round 10%
  • Birthday surprise of up to 20X Points and 25% discount
Apply Now
DBS
DBS Pay Less VISA
HK$ 300.00
  • Up to 2% Rebate on all spending
Apply Now
Citibank
Citibank I.T Platinum Card
  • First 2 Years Annual Fee Waiver
  • Exclusive offers at I.T and ist affiliated shops: year-round 10%
  • Birthday surprise of up to 20X Points and 25% discount throughout the birthday month
Apply Now
Citibank
Citibank I.T Classic Card
  • First 2 years annual fee waiver
  • Exclusive offers at I.T and ist affiliated shops: year-round 10%
  • Birthday surprise of up to 20X Points and 25% discount
Apply Now
Citibank
Octopus Citibank Gold Credit Card
  • Perpetual annual fee waiver
  • 200 HK$ local spending earns HK$ 1 Octopus Cash
  • Year-round dining and shooping offers
Apply Now
Citibank
Octopus Citibank Platinum Credit Card
  • Perpetual annual fee waiver
  • 200 HK$ local spending earns HK$ 1 Octopus Cash
  • Year-round dining and shooping offers
Apply Now
Citibank
Citibank Rewards Mastercard/VISA
  • First Year Annual Fee Waiver
  • Dining and Shopping Offers at 6000 hot spots across Hong Kong
Apply Now
Citibank
Citibank PremierMiles Card
  • 1% Rebate local spending
  • 2% Rebate Overseas spending
Apply Now
Citibank
Citibank Cash Back American Express Card
  • First year annual fee, waiver
  • 2% Cash Rebate on dining
  • 1% Cash Rebate at other merchants
Apply Now
Citibank
Citi Prestige Card
HK$ 2,500.00
  • Receive a complimentary night at 800 luxury hotels twice per year
Apply Now
HSBC
Dickson Card
  • Year-round 10% discount at Hong Kong Seibu, Alexandre de Paris, Brooks Brothers, Chopard, Dickson Watch & Jewellery, S.T. Dupont and year-round 5% discount at Christofle.
  • HKD500 Dickson Group gift coupon rebate for every HKD50,000 spent every year from January to December at Dicksons outlets on your Dickson Card.
Apply Now
HSBC
HARVEY NICHOLS Card
  • Enjoy 10% off year-round discount on participating brands at Harvey Nichols LANDMARK and Pacific Place Hong Kong.
  • Enjoy up to 30% off on dinner a la carte menu at Fourth Floor Restaurant & Bar.
  • Invitations to private sale and other exclusive events organized by Harvey Nichols Hong Kong.
Apply Now
HSBC
CODE卡
  • Year-round 10% discount at 45R, ANTEPRIMA, ANTEPRIMA WIREBAG, ATSURO TAYAMA, A.T, BARBIE KIDS, CALLAWAY GOLF APPAREL, COCKTAIL, COCUE, THE EMPORIUM, FURLA, INDIVI, JILL STUART, JILL STUART KIDS, OZOC, PEARLY GATES , UNTITLED, TK, BOYCOTT and INDEX.
Apply Now
HSBC
Citys super
  • 5% discount at city'super Food Market, Page One Bookshop, etc.
  • Up to 10% discount at the Life Division and LOG-ON.
Apply Now
HSBC
HSBC Advance Visa Platinum Card
  • Perpetual annual fee waiver for primary cards
  • Perpetual annual fee waiver for the additional card
  • Exclusive year-round dining and shopping offers
  • Merchant offers and exclusive discounts at local chains offered by Private Label Cards
Apply Now
Bank and Product Name Annual Fee Specialty Highlights Apply Now
Hang Seng Bank
Hang Seng Platinum Card
  • Cash rebate on Gasoline at Caltex
Apply Now
Hang Seng Bank
Hang Seng Visa/MasterCard
  • Octopus automatic add value service
Apply Now
HSBC
UnionPay Dual Currency Credit Card
HK$ 300.00
  • RMB and HK$ credit card account in one card
Apply Now
HSBC
HSBC iCAN Card
HK$ 300.00
  • Seperate virtual card account for online shopping
Apply Now
HSBC
USD Visa Gold Card
HK$ 600.00
  • US Dollar credit card services
Apply Now
Bank of Communications
CUP Dual Currency Diamond Card
  • RMB and HK$ credit card account in one card
  • No overseas handing fee will be charged for purchasing in Mainland China and overseas
Apply Now
Bank of Communications
CUP Dual Currency Gold Card
  • Permanent Annual Fee Waiver
  • No overseas handing fee will be charged for purchasing in Mainland China and overseas
Apply Now
Bank of China
CUP Dual Currency Credit Card
HK$ 800.00
  • RMB and HK$ credit card account in one card
  • Cross-border online bill payment service
Apply Now
Bank of China
BOC i-card
  • Annual fee waiver for the first two years
  • Perpetual annual fee waiver for the additional card
  • Online shopping privilege card
Apply Now
China Construction Bank
eye Credit Card
HK$ 240.00
  • DIY personalized eye Card
Apply Now
China Construction Bank
AIA VISA Classic Credit Card
  • Perpetual Annual Fee Waiver
  • AIA premium installment plan
  • Select any one among the following three annual insurance plans
Apply Now
China Construction Bank
AIA UnionPay Dual Currency Credit Card
  • Perpetual Annual Fee Waiver
  • RMB and HK$ credit card account in one card
  • No Overseas Transaction Handling Fees
  • AIA Premium Installment Plan
Apply Now
China Construction Bank
Pui Ching UnionPay Dual Currency Credit Card
  • Perpetual Annual Fee Waiver
  • RMB and HK$ credit card account in one card
Apply Now
China Construction Bank
Octopus Union Pay Dual Currency Card
  • Perpetual Annual Fee Waiver
  • RMB and HK$ credit card account in one card
  • No overseas transaction Handling Fees
  • Integrated octopus function
Apply Now
Citibank
Shell Citibank Platinum Card
  • 10% off on single car detailing service
  • 5% off on "3 Step 2K Paint Protection + Steam Interior Cleaning
Apply Now
Citibank
Citibank AXA Classic Credit Card
  • Premiums autopay service
Apply Now
Standard Chartered
Union Pay Dual Currency Platinum Credit Card
HK$ 1,800.00
  • annual fee is waved permanently for up to three supplementary cards
  • Waiver of Foreign Currency Transaction Fee
Apply Now
Bank of East Asia
BEA University/College Student Credit card
  • successfully apply online,you can receive an extra piece of B.duck storage stool
Apply Now
DBS
CABLE Power VISA
  • Automatic direct debit service for CABLE service monthly payment
Apply Now
DBS
3Everyday COMPASS Platinum
  • COMPASS VISA brings you brand new shopping experience with Flexi-Shopping interest-free instalment service.
Apply Now
DBS
DG Privilege Card
  • Year-round spending reward programme: DG Lifestyle store cash coupon
Apply Now
DBS
Extravaganza Card
  • Up to 20% exclusive year-round discount on regular-priced items at all extravaganza outlets
Apply Now
Hang Seng Bank
Renminbi Credit Card
  • Made for spending in Mainland China
  • All transactions are in Renminbi
  • Save on currency exchange
Apply Now
Hang Seng Bank
MPOWER Card
  • No credit card with Hang Seng before
  • Hang Seng Card Owner
  • Only for full-time student of accredited education institutions in Hong Kong
  • Four card faces to reflect four distinctive styles.
Apply Now
Standard Chartered
ESPRIT Smart Credit Card
  • 10% discount at ESPRIT and SALON ESPRIT
  • Priority invitation to ESPRIT pre-sale events
Apply Now
Standard Chartered
MANHATTAN Orbis Credit Card
  • Spend and help the visually-impaired
Apply Now
Standard Chartered
MANHATTAN Orbis Gold Credit Card
HK$ 550.00
  • Spend and help the visually-impaired
Apply Now
Bank of East Asia
BEA Corporate Card
  • manage and moniter the cards under your cooperate account
  • your company's name will be embossed on the front of card
Apply Now
Bank of East Asia
BEA UnionPay Dual Currency Platinum Credit Card
HK$ 600.00
  • waived for two years
  • One card with both Hong Kong dollars and Renminbi accounts
  • Waiver of Foreign Currency Transaction Fee
Apply Now
DBS
First Edible Nest Card
HK$ 300.00
  • 15% discount on bird nest products
  • Birth month privilege - 25% discount on bird nest products
Apply Now
Citibank
Citibank AXA Gold Credit Card
  • Premiums autopay service
Apply Now
Citibank
Citibank I.T Student Card
  • First 2 Years Annual Fee Waiver
  • Exclusive year-round 10% discount and up to 25% birthday discount.
  • invitation to pre-sale/fashion show and pre-order for I.T limited edition items
Apply Now
DBS
DBS Visa Business
  • First year annual fee waiver
  • Quarterly and annual spending summary
  • Free Assignment of Credit Limit to Your Employees
Apply Now
Citibank
Citibank I.T Platinum Card
  • First 2 Years Annual Fee Waiver
  • Exclusive year-round 10% discount and up to 25% birthday discount.
  • invitation to pre-sale/fashion show and pre-order for I.T limited edition items
Apply Now
Citibank
Citibank I.T Classic Card
  • First 2 years annual fee waiver
  • Exclusive year-round 10% discount and up to 25% birthday discount.
  • Invitation to pre-sale/fashion show and pre-order for I.T limited edition items
Apply Now
Citibank
Citibank PremierMiles Card
  • Choose between Miles a and Rebate programm
Apply Now
HSBC
Dickson Card
  • The Dickson Card offers exclusive privileges at participating shops and brands of the Dickson Group
Apply Now
HSBC
HARVEY NICHOLS Card
  • The Harvey Nichols Card offers exclusive year-round benefits at Harvey Nichols Hong Kong.
Apply Now
HSBC
CODE卡
  • CODE卡持卡人惠顾任何Sidefame Ltd.旗下品牌或伙伴商店,可享全年九折及其他特别优惠。
  • Pre-sale and special events organised by respective brands
Apply Now

What is a credit card

Credit cards are cards issued by a bank giving the card holder the possibility to make payments at merchant shops or online purchasing. Banks help the card holder to pay first and the card holder will pay to the bank afterwards, instead of pay directly to the merchant. The main credit cards issuers best known globally are Mastercard, Visa, American Express and UnionPay. Every bank in Hong Kong collaborated with most of these credit card issuers.

Categories of Credit Cards in Hong Kong

There are different kinds of credit cards offered by banks in Hong Kong. Some are especially for travel and some for shopping rebate or petrol rebate. Depending on one’s preferences credit cards will provide different kinds of benefits and rewards. For example for Citibank cards: Citibank Rewards cards will give you rewards in shopping while Citibank PremierMiles Card and Citi Prestige Card will give you benefits in terms of travel. Most of the travel credit cards collaborate with home country airlines such as Hong Kong Airlines. Octopus Citibank Credit Card, Citibank Rewards UnionPay Card and Citibank Cash Back American Express® Card also give cash rebate. Shell Platinum Cards will give rebates when you purchase petrol using Shell cards. Credit cards are available in different levels. For example, if you have lower income, the bank will usually give you a normal or classic credit card. The next level is called Gold credit card which has a higher purchasing limit and different benefits. Premium cards are usually called Platinum cards, Titanium cards or Black cards which have the highest limit and special benefits. All the credit cards can be used worldwide and the currency will convert charge back in Hong Kong Dollar based on the current rate of the money charged to the card, but there are also dual currency cards which you can save on the exchange rate cost, such as Chinese Renminbi or US-Dollars to save money on transaction costs.

Interest rate

Credit cards charge interest is used for short-term financing. Interest is usually higher compared to other financing sources: in Hong Kong around 35% per annum. The interest begins one month after a purchase is made and borrowing limits are pre-set according to the individual’s finance and income status. Credit cards can also be used for balance transfers and taking out cash (known as cash advance or cash withdrawal).

Documents needed for application

The exact documents required for a credit card application change from bank to bank, but in the following we give you a general overview what normally is needed by the banks.You have to fill in the details on all the copies of the documents provided by the bank and attach a copy of your Hong Kong Identity Card. You also need a proof of your residential address no more than 1 month old, which normally consists of your electricity bill, rental contract, and bank statements of an Hong Kong bank account.For standard credit card applicants, you need to attach last months‘ payroll slip or a full set of bank statements and passbook/HK-ID card showing your name, account number and the last three month salaries or other assets proof such as current full month fixed deposit slip. For student credit card applicants, you need to attach front and back copies of student identity card.If you are self-employed, you also need to submit personal tax assessment and/or profit tax record and other asset proof. If you are not a permanent Hong Kong resident, you need to submit your employment contract/letter showing employment period and copies of Hong Kong Identity Card and passport showing name, passport number and nationality. If you have a former name, you need to attach documented proof.

Fees

Some banks waive the annual fee for life or the first few years on special promotions. The normal rate of an annual credit card fee is around HKD 240-HKD 2500.

Payment

At the end of each month, a bill statement with all the due amount and transaction details will be sent to you. It is recommended to pay the due amount in full every month in order to eliminate any high interest charges.

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